Welcome to The Smart Investor Tool, LLC (“Company,” “we,” “us,” or “our”). These Terms of Use and Privacy Policy (“Terms”) govern your access to and use of our website, services, content, and tools (collectively, the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.
You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement.
To access certain features, you may be required to create an account. You agree to provide accurate and complete information and to keep your login credentials confidential. You are responsible for all activity under your account. We reserve the right to suspend or terminate accounts or refuse service at our discretion.
The Website provides investment-related tools, data, analytics, and educational information. All content is provided for informational and educational purposes only.
The Smart Investor Tool, LLC is not a registered investment advisor, broker-dealer, or financial advisor. Nothing on this Website constitutes financial, legal, or tax advice. You acknowledge that investing involves risk and that you may lose money. Past performance is not indicative of future results. You agree to consult a licensed professional before making financial decisions and to independently verify any information provided.
All payments are processed securely through Stripe. We do not store credit or debit card information on our servers. Subscriptions may be billed on a recurring basis and will automatically renew unless canceled before the billing date. You may cancel at any time, and cancellation will take effect at the end of the current billing period. All sales are final unless otherwise stated. No refunds will be issued for partial periods or unused services. We reserve the right to suspend access or refuse transactions in cases of failed payments or suspected fraud.
You agree not to use the Website for any unlawful purpose or in any way that could harm the Company or other users. You may not attempt to gain unauthorized access to systems, interfere with the Website’s functionality, or misuse the services. You further agree not to: Use any automated system, including but not limited to bots, spiders, scrapers, crawlers, or data mining tools, to access, extract, copy, or monitor any portion of the Website or its data without our prior written permission Attempt to scrape, harvest, or collect data from the Website for any purpose, including commercial or non-commercial use Use any manual or automated process to access the Website in a manner that sends more requests than a human can reasonably produce Reverse engineer, decompile, disassemble, or attempt to extract the source code, underlying data structures, or algorithms of the Website Reproduce, duplicate, copy, sell, resell, distribute, or exploit any portion of the Website, including its data, tools, or content We reserve the right to block IP addresses, suspend or terminate accounts, and pursue legal action for violations of this section.
All content, tools, designs, text, graphics, data, and branding on the Website are owned by The Smart Investor Tool, LLC. You may not copy, reproduce, distribute, modify, create derivative works, or commercially exploit any part of the Website without prior written consent.
We may rely on third-party services such as Stripe for payments and Amazon Web Services for hosting. We are not responsible for the content, policies, or practices of third-party providers.
We may collect personal information such as your name, email address, phone number, and billing information when you use the Website. We also collect data automatically, including IP address, browser type, device information, and usage data. We use cookies and similar technologies to improve functionality, analyze performance, and enhance user experience. We use your information to provide services, process transactions, communicate with you, improve the Website, and send updates or marketing communications. You may unsubscribe from marketing emails at any time. We may share information with trusted third-party providers such as payment processors, hosting providers, and analytics services. We do not sell your personal data.
We implement industry-standard security measures, including encryption and secure infrastructure hosted on Amazon Web Services. However, no system can guarantee complete security, and you use the Website at your own risk.
You may have the right to access, update, or delete your personal information depending on your location. To make a request, please contact us at admin@thesmartinvestortool.com.
By using the Website, you consent to receive transactional and service-related communications. You may also receive marketing emails, which you can opt out of at any time.
To the maximum extent permitted by law, The Smart Investor Tool, LLC shall not be liable for any direct, indirect, incidental, consequential, or financial damages, including investment losses or lost profits. Your use of the Website is at your own risk. Any liability is limited to the amount you paid for the services.
You agree to indemnify and hold harmless The Smart Investor Tool, LLC from any claims, damages, losses, or expenses arising from your use of the Website, your violation of these Terms, or your financial decisions.
We do not guarantee uninterrupted or error-free access to the Website. We may modify, suspend, or discontinue services at any time without notice.
We reserve the right to suspend or terminate your access to the Website at our discretion, including for violations of these Terms. No refunds will be provided in such cases.
These Terms are governed by the laws of the State of Florida, United States.
Any disputes arising under these Terms shall be resolved through binding arbitration on an individual basis. You agree to waive any right to participate in class actions.
We may update these Terms at any time. Updates will be posted on this page with a revised date. Continued use of the Website constitutes acceptance of the updated Terms.
If you have any questions, please contact us at:
Email: admin@thesmartinvestortool.com
Company: The Smart Investor Tool, LLC